The Simple Way to Make Other People's Money Work for You

When you put your hard-earned money into an individual savings account, what do you suppose happens with it? If you think it just sits in the bank and collects dust, think again. The bank lends that money out for a variety of purposes. Home mortgages are but one example.

If you stop and think about it, this means the bank is making money off your savings. Yet they are not sharing that with you as long as they're paying a paltry 2%, or less on your savings. You can do better. You can make other people's money work for you through property investments.

Known as ‘financial gearing’, this enables your money to work much harder for you via mortgage financing. The following graph illustrates this:

At Fruitful Property, we are totally focused on delivering market beating capital growth. Using our strategic developer relationships and buying power, we secure discounts of up to 20% - 30% below the market price on repossessed or below market value property. This means our clients often make financial returns of over 100% Return On Investment (ROI) almost immediately!

In today's uncertain economic environment, we are focused on high yield rental property that will deliver immediate income, as well as longer term capital growth. We employ proven risk mitigation strategies as well, to help you reduce your risk from property investment.

Using the discounts we negotiate along with our specialist mortgage advisors, our clients can often achieve maximum financial gearing by investing as little as 25% of the property's value in cash. This is the kind of financially intelligent strategy normally only available to professional investors and the world’s most successful entrepreneurs. Entrepreneurs like Richard Branson, Bill Gates, and Donald Trump.

The following graph shows how powerful, maximising your gearing can be, when compared to traditional property investors who require a 30%+ cash deposit:

Finding the Right Properties

In order to make other people's money work for you with maximum results, you need to find the right properties. And just as you compare savings account rates before deciding on an ISA, you need to compare properties before deciding in which ones to invest.

When you research investment properties, you should be looking at a couple of important things:

  • Cost of Renovations - Every property you purchase will need certain renovations before it can be rented. You obviously do not want to purchase a money pit capable of putting you in a negative equity position before you even get started.
  • Rental Rates - Remembering the 125% rule, you are wise to choose properties located in geographical areas with stable rental rates. You will need enough to cover your mortgage and put some extra money in your pocket.
  • Neighbourhood Quality - Once you have a property ready to rent you need to find tenants. The best tenants do not want to live in neighbourhoods that are rundown, have no access to public transport, and do not offer good schools and recreational opportunities. Choose your neighbourhoods wisely.

Fruitful Property are specialists in helping you make other people's money work for you. We invest our own time and money in searching out the best properties that will build wealth for you. Our knowledge, experience, and commitment to your financial success are just what you need to develop a strong portfolio. If you are ready to start making money on property, get in touch with us right away.

Google+

Nick Hopkinson

by Nick Hopkinson - Property Investment commentator and Fruitful founding director.

ACT NOW
What Next
Rich Dad's Cashflow Quadrant

Rich Dad's Cashflow Quadrant

by Robert Kiyosaki

a compelling explanation of the core financial principles of behind being successful in work, business and investing.

Nick Hopkinson

Winning!

Winning!

by Sir Clive Woodward

exciting and practical insight into the business skills and sports psychology behind how England won the Rugby World cup in 2003.

Nick Hopkinson

The Art of the Deal

The Art of the Deal

by Donald Trump

like him or loath him, Trump shares his story and the drive that created a self-made billionaire, mainly from property.

Nick Hopkinson

FT Weekend Money supplement

FT Weekend Money supplement

essential weekly reading for UK investors wanting to know the best ways to invest and protect their money.

Nick Hopkinson

Renting Out Your property for DUMMIES

Renting Out Your property for DUMMIES

by Melanie Bien

straightforward advise and practical checklists for managing all aspects of your UK rental property.

Nick Hopkinson

Steve Jobs

Steve Jobs

by The Exclusive Biography

inspired stories and life lessons from the man who created Apple and then changed the world twice!

Nick Hopkinson

Winning

Winning

by Jack Welch

sage advice on business and leadership by the arguably the greatest business leader of the 20th Century.

Nick Hopkinson

Previous Next

“I recently completed on a renovation project property purchase with them. Found them helpful, available to speak and good with dealing with all parties involved. I would recommend…

Adam Davis

As a Management Consultant and former Banker, you’d think Jonathan Fryza and his wife Ruth, a Risk Manager at RBS, with over 50 years’ experience between them, would be able invest…

Jonathan Fryza
read more

got a quick question?

We're here to help! Just fill in the form below and we’ll get right back to you.

Access off-market, high yield investment properties.

Act now. Profit from a recovering UK property market.

Are your investments working as hard as possible?

Earn 15% annual return on your money with off-market bank repossessions.

Fruitful Property Investment
Intrigued call us now
+44 (0)20 7148 5858